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Anonymous
This client lives with his wife and 2 children in their own home. He is very hardworking and responsible.

For the past 7 years he has been producing and selling dairy goods in his local area. He has a very good customer base as he has earned his customers’ trust. He supplies products that are of a good quality and price.

He has decided to invest in the care of his livestock as he depends on them for his business.

For that reason he has requested a loan to enable him to buy vitamins for his livestock and to settle the bill on the purchase of a dairy cow which will allow him to grow the business. He hopes that then his earnings will be more favourable and that he can continue to provide the financial support to his household that it needs.
View original language description ↓
el cliente vive con su esposa y sus 2 hijos en casa propia, el es muy trabajador y responsable desde hace 7 años se dedica a la producción y venta de productos lácteos en la zona donde reside. Tiene muy buena clientela ya que ha sabido ganarse la confianza de sus clientes. Ofrece calidad y buenos precios en sus productos, ha decidido invertir en el cuidado de sus ganados ya que de eso depende su negocio. Por eso ha solicitado un crédito para poder comprar vitaminas para el ganado y ajustar para la compra de una vaca lechera que le permita crecer en el negocio. Con esto espera obtener resultados favorables y continuar brindando la ayuda económica a su hogar que tanto lo necesita.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 718
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $900 helped this borrower to buy a dairy cow and vitamins, etc.
74% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 13, 2013
Listed
May 14, 2013
Currency Exchange Loss:
N/A