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Ewin Francisco

Update on Ewin Francisco

Edwin lives in the city of Ticuantepe with his wife and young son. His greatest dream, now that he's a father, is to give his son and wife a better quality of life. He works in a restaurant and his wife has her own business. Between the two of them, they cover the household expenses. The greatest difficulty for them is that they can't save up enough money to buy materials that they need to add on to their house and build a well-made room.

With this loan, he will buy cement, sand, iron, etc. He is thankful for the support of Afodenic and for Kiva funds that have been offered to them over these 3 years.
View original language description ↓
El joven Edwin habita e n el municipio de Ticuantepe junto a su esposa y su hijo pequeño, su mayor sueño ahora que ya es padre de Familia, es darle las mejores condiciones de vida a su pequeño y a su esposa, el labora para un Restaurante y su esposa trabaja por cuenta propia entre los dos se dividen los gastos del hogar, la mayor dificultad para ellos es que no pueden reunir de una sola vez el dinero para comprar los Materiales que necesitan para aumentar la casa y hacer un caurto bien acondicionado, con este credito compra: Bloques, cemento, Arena, Hierro etc. Agradece le apoyo que Afodenic y fondos Kiva le han brindado estos 3 años.

Previous Loan Details

Edwin lives with his parents in the town of Ticuantepe. He's applying for a loan that he will use to build a house of his own. For now, he lives in a small room in his parents' house, a room that his parents built with some effort so that Edwin would have a space of his own. Edwin is older now... More from Ewin Francisco's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 129
    View loans »
    Nicaragua Loans Fundraising
  • $24,535,925
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ewin Francisco buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 8, 2013
May 10, 2013
Currency Exchange Loss:
Jun 17, 2014