Oscar is a farmer and had been raising beans and corn for a number of years. The money from the sale of his harvest allows him to pay the household expenses. He is an honest and responsible hard working man who lives with his wife in a home of his own. He is asking for a loan in order to buy harvest supplies such as seeds, fertilizers, pesticides, etc. He also wants to improve his land as shown in the photograph, where he wants to plant. His earnings are not enough to cover this cost. He wants to increase his income and have better financial stability.
Don oscar se dedica a la agricultura desde hace varios años siembra frijol y maiz y con las ventas que realiza de sus cosechas logra solventar los gastos que tiene en su hogar, es un hombre responsable, honesto y trabajador vive con su esposa en casa propia. El esta solicitando un credito para poder comprar insumos para su cosecha como: semillas, abonos, fertilizantes, pesticidas, etc. y tambien mejorar el terreno que muestra la fotografia donde desea sembrar ya que con lo que gana no le alcanza para cubrir esos gastos y asi tener mejores ingresos y tener un mejor estabilidad economica.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.