Update on Gabriela MartinezGabriela is 55 years old and lives with her family in her own home. She has a stand where she sells staples, bread, beans, rice, milk, eggs, and sausages among others. She has been in business several years and that has given her valuable experience permitting her to obtain higher earnings. She has many customers because she sells quality products at low prices, and she is very friendly.
She wants to invest in her business buying more products to supply her store so she is asking for a loan in order to buy basic grains, sweets, bread, eggs, instant products, drinks, etc.
Gabriela has good payment references and is very responsible. She says that she can pay her debt and at the same time she hopes that this will allow her to be able to give her family a better quality of life.
Previous Loan DetailsGabriela is 54 and lives with her family in her own house. She has a stand where she sells staples, bread, beans, rice, milk, eggs, and sausages. She has run the business for several years, and she has garnered valuable experience that lets her earn better profits. The stand is located in a busy… More from Gabriela Martinez's previous loan »
About Apoyo IntegralApoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About El Salvador
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Success!! The loan was 100% repaid