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Kristina wants to buy a dairy cow and fodder for her animals as well as to repair her existing stable with this integrated project loan.

Kristina is a 51-year-old married mother of two who lives in south-central Albania. She has worked in agriculture with livestock for almost two decades. Selling fresh veggies and dairy products to locals is a common activity in Albania. The villagers who want to sell leave their villages as early as 5am to arrive in the city around 6am because they want to be able to find a spot in the street to sell their products. Yet, after doing this for so long now, it seems that the spots have their names on and everyone who sells respects that.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 27
    View loans »
    Albania Loans Fundraising
  • $2,737,725
    Funds lent in using Kiva
  • 107.6
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,325 helped Kristina to buy a dairy cow and fodder for her animals and to repair her existing stable.
93% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Apr 12, 2013
Jun 1, 2013
Currency Exchange Loss: