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Fine was recently approved for an integrated project loan in the amount of 200,000 Albanian Lek, which she will be using to purchase a dairy cow and fodder along with it. “I have already four cows and I wanted to add another one to the herd to increase production, yet I could not afford it. Being one of the beneficiaries of such projects, it makes me feel good in a way and will give me the opportunity to fulfill my wish,” she said.

Fine is in her late 50s and lives in rural south central Albania with her family, which includes her husband and two children. Just like the majority of people who live in rural areas and find it easy to run a small agriculture/livestock business, she has been on the same path as well for almost four years. Her clients are the locals of a major city not far from where she lives.

Fine is very appreciative to WVA, VFA and Kiva lenders.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's value chain project designed to address the needs of extremely poor clients. The project has selected 90 clients from Area Development Projects and local economic empowerment projects run by WorldVision Albania (WVA) to serve the very poor. It will focus on livestock and agriculture financing, technical assistance, entrepreneurial skills training and expanding market access for clients' products. Importantly, interest rate payments will be covered by WVA. By supporting this loan, you are providing opportunity to some of the poorest people in rural Albania who have little to no access to credit, even through basic microfinance institutions.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 24
    View loans »
    Albania Loans Fundraising
  • $2,682,100
    Funds lent in using Kiva
  • 107.6
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,875 helped Fine to buy a milk cow and fodder.
88% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Apr 11, 2013
Jun 1, 2013
Currency Exchange Loss: