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Muzammil, 26, is a married, hardworking lady. She decided to work with her husband to support her family for a better future. The man shown in the photo is Muzammil’s husband. Two years ago, they began sewing shoes in her house. They receive orders from the shoe factory and make enough to meet the needs of their children. In order to complete the orders on time, they need to purchase more spools of threads, packs of needles and leather material. For this reason, Muzammil applied a loan of 20,000 PKR from the Kashf Foundation. In this way, she can handle the growing demand of her shoes in the market and better support her family.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Muzammil to purchase more spools of threads, packs of needles and leather material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 12, 2013
Currency Exchange Loss:
May 17, 2014