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Ms Sakina is a 44-year-old married woman. The man shown in the photo is Sakina’s husband; he started a small general store at the corner of her house five months ago. His business is good enough to meet the family expenses, but now he needs to purchase more things for his shop and extend his business. For this reason, Sakina contacted Kashf Foundation and applied a loan of 25,000 PKR. In this way her, husband will be able to purchase stocks of grains, oil, and packs of cleaning products such as soaps and detergents. Sakina is hopeful that this loan will be a productive one for her husband and will bring positive changes to his business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 455
    View loans »
    Pakistan Loans Fundraising
  • $15,084,775
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Sakina to purchase stocks of grains, oil, and packs of cleaning products such as soaps and detergents.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 12, 2013
Currency Exchange Loss:
May 17, 2014