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Hoa's Group
In this Group: Hoa, Lan
Hoa was born in 1969. She has two daughters and a son. Her oldest daughter is learning at a vocational school. Her older child is learning at high-school. Her son is learning at kindergarten. Her husband is a construction worker and earns about 4,000,000 VND per month. Hoa is a farmer to earn a living. Her income is about 3,000,000 VND. She has done this job for 20 years. Her family’s total earnings are about 7,000,000 VND per month.

She has participated in SEDA's credit program since 2013. In this first loan cycle, she would like to borrow 5,014,000 VND to buy peach seeds to plant flowering peach trees.

The other member who is part of Hoa's group is Lan who is 36 years old. She wants to borrow 4,142,000 VND to plant flowering peach trees

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 80
    View loans »
    Vietnam Loans Fundraising
  • $12,411,650
    Funds lent in using Kiva
  • 20,911.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hoa's Group's $450 loan helped a member to buy peach seeds to plant flowering peach trees.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 9, 2013
Listed
May 12, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014