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Ozada is 39, married and has three sons. She lives with her family in Shahrituz, in southwestern Tajikistan. She has a high school education. She works as a merchant at the local market. But Ozada wants to start a livestock business; in particular, selling cattle. She has a large shed in her yard for housing the animals. Moreover, the local climate is favorable for raising livestock. Ozada is requesting a loan to buy 5 bulls with the goal of fattening and reselling them later on.
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Озада замужем и у нее трое сыновей. Ей 39 лет. Она со своей семьей живет в юго-западной части Таджикистана в районе Шахритус. У Озады среднее образование. Она занимается торговлей на рынке своего района. Одновременно Озада хочет начать животноводческую деятельность, а именно заняться купле-продажей крупнорогатого скота. При дворе ее дома имеется сарай для содержания скота. К тому же климат района благоприятствует здесь разведению скота. Озада берет кредит для закупа 5-голов бычков с целью дальнейшего откорма и перепродажи.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 110
    View loans »
    Tajikistan Loans Fundraising
  • $29,890,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Ozada to buy 5 bulls with the goal of fattening and reselling them.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 14, 2013
Currency Exchange Loss:
May 17, 2015