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Josa
Josa is 30 years old and has three children. Josa is married and has two children who are in school.

Josa is in the agricultural business, raising livestock in the Philippines. Josa requested a 16,000 Philippines pesos (PHP) loan through NWTF to buy vaccines, vitamins and other supplies for her livestock.

Josa has been raising livestock for four years now, and has borrowed seven times in the past from NWTF to sustain the business.

In the future, Josa would like to save enough money so she could afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 1096
    View loans »
    Philippines Loans Fundraising
  • $54,704,675
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $400 helped Josa to buy vaccines, vitamins and other supplies for her livestock.
99% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 29, 2013
Listed
May 11, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014