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Shabana's Group
In this Group: Shabana, Hafeezan, Safia, Nazia, Anwer, Sakina, Saima
Shabana is 55-year-old housewife. She lives in Lahore, Pakistan. She is the mother of four children.

Her husband owns small restaurant in the market that is the only source of income for the family. He wants to offer more variety to his customers, which will hopefully help him increase his net income and savings. However, due to a lack of funds, it is difficult for him to purchase products that he needs to cook a variety of delicious dishes.

Shabana is a member of seven-person loan group. The group has requested a loan from Kiva's partner, BRAC Pakistan. Shabana will use her loan to help her husband purchase a variety of food products including rice, vegetables, meat, chicken, yougurt, and salt. The loan will also be used to purchase furniture to enhance the restaurant's seating arrangement. Shabana's husband wants to grow his business in the future with his profits.

Shabana is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 365
    View loans »
    Pakistan Loans Fundraising
  • $15,694,800
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shabana's Group's $1,425 loan helped a member to purchase a variety of food products and furniture for her husband's restaurant.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 3, 2013
May 11, 2013
Currency Exchange Loss:
Apr 16, 2014