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Ma's Group
In this Group: Ma, Chanthou
Ma, 40, lives in a rural village located in the Battambang province’s Moung Russey district in Cambodia. She is a married mother of seven children, three of whom are dependent on her and still in school.

For the last 20 years, Ma has been farming rice to make a living, while her husband earns additional income by catching fish. Together, they can earn about KHR 32,000 per day from the current business and can save about KHR 20,000 each day for future needs.

Ma has been with VisionFund for five cycles and completely paid back the past loans. The other member has been with VisionFund for one cycle. The past loans have helped Ma better support her children’s education.

Now she is leading her group to apply for a loan. As the leader, Ma is going to use her portion to buy rice seeds and fertilizer for her farmland and to have the field plowed. This loan will enable her to extend her farmland and she hopes to raise more rice to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 227
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • 3,986.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ma's Group's $675 loan helped a member to buy rice seeds and fertilizer for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 11, 2013
Currency Exchange Loss:
May 17, 2014