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Living in a rural area located in the Sa Ang district of Kandal province, Sinoern is 35 years old and she is single. To earn a living, she has been working as a garment worker in the local area. Sinoern is able to earn about 26,000KHR per day to meet the her needs, and she can save about 10,000KHR each day after offsetting daily expenses.

Sinoern has been a member of VisionFund for one cycle already, and she completely paid back the past loan which has helped her better support herself. Now she is applying for a loan of 2,000,000KHR to buy a decent motorbike for commuting to work. She hopes this loan will help her to reduce her transportation costs.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 3,986.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Sinoern to buy a decent motorbike for commuting to work.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 11, 2013
Currency Exchange Loss:
Apr 16, 2014