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Maria Lucinda
Maria is a 28-year-old woman. She is a fighter with a great desire to get ahead. She is married and is the mother of 3 children who are in different grades at primary school. She did not complete any level of education because her parents were poor and could not help her. They taught her to work the land when she was very young because they had traditionally worked at this activity. She has a great deal of experience as she has worked growing coffee for more than 8 years. The land that she cultivates together with her husband is their own, and was inherited from her parents-in-law. The land is located 100 meters from her house and she goes there daily on foot. Maria is requesting a loan to buy manure and fertilizer for her coffee crop, because with these products she can guarantee her harvest and avoid it being infected by pests and diseases such as blight. Her dream is to make her crop more productive because this is how she will ensure her children's future, by saving money for their education so that they will have a better lifestyle and better incomes once they graduate from university.
View original language description ↓
Doña María es una mujer joven de 28 años de edad luchadora con muchos deseos de superarse ella es casada y madre de 3 hijos los cuales están en diferentes grados de educación en la primaria. Ella no tiene ningún grado de educación cursado ya que sus padres eran de escasos recursos económicos y no pudieron ayudarla. Fueron ellos los que le enseñaron a trabajar la tierra desde muy pequeña ya que por tradición se han dedicado a esta actividad. Ella tiene mucha experiencia ya que tiene más de 8 años de dedicarse al cultivo de café y el terreno que ella junto a su esposo cultiva es propio ya que fue una herencia por parte de sus suegros, el cual está ubicado a 100 metros de distancia de su casa de habitación al cual se trasladan a pie diariamente.

Doña María solicita ayuda para la compra de abono y fertilizantes para su cultivo de café ya que por medio de estos productos ella podrá asegurar su cosecha y podrá evitar que sean infectadas por plagas y enfermedades como la roya.

Sus sueños son de hacer de sus cultivos más productivos ya que por medio de esto ella podrá asegurar el futuro de sus hijos formando un capital para darle sus estudios y tengan un mejor estilo de vida y mejores ingresos cuando ellos se gradúen a nivel universitario.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $7,995,725
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Maria Lucinda to buy manure and fertilizer for her coffee crop.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 6, 2013
Listed
May 10, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014