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Juana Marta

Update on Juana Marta

Juana, 56, lives with her life companion and their children in a house of her own. She works growing corn and beans. She’s been working in agriculture for several years and has gained much experience that leads her to obtain the best harvests. She sells her crops in places adjacent to her community and has a large clientele that prefers her because of her quality, good prices and above all, good service.

She needs to invest which is why she’s asking for a loan to buy corn and bean seeds, insecticide, herbicide, etc. Juana has good payment references from acquaintances and she’s very responsible. She assures that she’ll be able to repay the loan in the established time frame while at the same time is confident that she’ll provide economic security for her home.
View original language description ↓
Juana de cincuenta y seis años de edad vive junto a su compañero de vida y sus hijos en casa propia, ella se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, sus cosechas las comercia en los alrededores de la comunidad, ya tiene mucha clientela que la prefiere por la calidad, los buenos precios y sobre todo por el buen servicio; ella necesita invertir por eso le solicita un credito que le permita comprar semillas de maíz, frijol, insecticida, herbicida, etc. Juana tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Previous Loan Details

Juana Marta is 55 years old and lives with her life partner and their children in their own home. She is engaged to cultivate corn and beans. She has worked in agriculture for several years, and that has given her a lot of experience. That allows her to obtain the best crops. The farmland has hig... More from Juana Marta's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 785
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped Juana Marta to buy farm supplies.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 8, 2013
Listed
May 10, 2013
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2013
This photo was used before for a previous loan for Juana Marta. It was first posted on Kiva on Oct, 2012. Learn More