36-year-old Santos lives in his own house with his wife and five children. He is known in the area as a responsible and hard-working person. He makes a living from agriculture. He plants corn and beans. He also works as a day laborer at a mill near his home. With the profits he obtains from his sales and the pay from his work he manages to cover some of his household expenses. Santos is requesting a loan in order to be able to buy seeds, compost, fertilizer, pesticide, and other necessary things for his crops so that he will be able to have a better income to contribute to his household.
Don Santos de 36 años de edad vive en casa propia con su esposa y sus 5 hijos, es conocido en la zona como una persona trabajadora y responsable, se dedica a la agricultura siembra maíz y fríjol tambien trabaja de jornal en una molienda cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas y con el pago de su trabajo logra cubrir algunos gastos de su hogar. Don Santos solicita un credito para poder comprar semillas, abonos, fertilizantes, pesticidas, entre otras cosas necesarias para sus cultivos y asi el podra tener mejores ingresos para su hogar.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.