The Mahukpego group is composed of three members living in the same house. The group’s representative, Dina Mètohoun, 44 years of age, is the one raising her hand in the photo. Dina Mètohoun did not attend school. Her husband’s name is Ezéchiel. They have six children, some of whom are in school. In addition to their own children, the spouses also have two other children in their care. Dina Mètohoun lives together with her husband and children and, together with her husband, provides for household needs. In order to meet her various expenses, Dina Mètohoun sells corn as her main business activitiy. In addition, she cooks “akassa” [a thick cornmeal porridge], which she sells locally. Dina Mètohoun stocks up at a market in Benin. In order to better meet the expectations of her growing customer base and increase her revenues, Dina Mètohoun, together with the other members of the Mahukpego group, is seeking a sixth loan from ALIDé. Their prior loans have been duly repaid.
Le groupe MAHUKPEGO est composé de trois personnes qui sont des cohabitantes. La représente du groupe Dina Mètohoun âgée de 44 ans est celle dont la main est levée sur la photo. Dina Mètohoun n’a pas fréquenté l’école. Dina Mètohoun est mariée à un certain Ezéchiel. Le couple a six enfants dont certains scolarisés. En dehors de leurs enfants, le couple a deux autres enfants à leur charge. Dina Mètohoun vit ensemble avec ses enfants et son mari. Dina Mètohoun assure ensemble avec son mari, les charges de la maison. Pour faire face à ses différentes charges, Dina Mètohoun mène comme activité principale la vente de maïs. De façon secondaire, Dina Mètohoun prépare de l'"akassa"(pâte fait à base d'amidon de maïs), qu'elle vend dans sa région. Dina Mètohoun s’approvisionne dans un marché du Bénin. Dans le but de mieux répondre aux exigences de sa clientèle de plus en plus nombreuses et de se faire plus de profits, Dina Mètohoun sollicite, ensemble avec les autres membres du groupe MAHUKPEGO un sixième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.