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María Auxiliadora
María Auxiliadora is married and lives in Managua, Nicaragua. She has been working as a janitor in a state-run institution for twenty-one years. She has one dependent.

She has applied for a loan from Ceprodel to buy construction materials, such as blocks and cement, to finish building a small room, since her salary is not sufficient to cover other expenses.

This funding will be of great help to her. She thanks God as well as Kiva and Ceprodel for this opportunity.
View original language description ↓
La señora María Auxiliadora vive en Managua Nicaragua, su estado civil es casada, labora en una institución del estado desde hace veintiún año, desempeñándose como conserje y bajo su cargo a una persona.

El crédito que está solicitando a CEPRODEL es para comprar materiales de construcción como bloque, cemento, para terminar de construir un pequeño cuarto ya que su ingreso no le alcanza para cubrir otros gastos.

Con este financiamiento que le otorguen, le será de mucha ayuda. Da gracia adiós y a kiva- ceprodel por esta oportunidad.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,800,300
    Funds lent in using Kiva
  • 24.5
    Nicaragua Cordobas (NIO) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $825 helped María Auxiliadora to buy construction materials.
99% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 9, 2013
Currency Exchange Loss:
Aug 17, 2014