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Update on Raymundo

Raymundo lives in his own house with his family. He lives humbly. His house does not have basic utilities and the only means of transportation is pick-ups. He works growing corn and beans and also works as a day laborer when harvest time comes to a large estate near where he lives.

Raymundo is requesting a loan to buy farm supplies and to improve his land shown in the photo so that he can cultivate two manzanas [Central American unit of land measurement] of corn in order to increase seasonal sales so that daily bread will not be lacking at home.
View original language description ↓
Don Raymundo vive en casa propia con su familia vive humildememte en su hogar no poseen los servicios básicos y tienen solamente el acceso de transporte por medio de pick-ups. Se dedica al cultivo de cereales maiz y frijoles y tambien trabaja de jornal cuando la cosecha ha pasado en una finca cerca de su lugar de residencia. Don Raymundo solicita un prestamo para la compra de insumos agrícolas y mejoramiento del terreno que muestra en la foto para cultivar 2 manzanas de maíz y así aumentar sus ventas en la temporada para que no le falte el pan diario en su hogar.

Previous Loan Details

Raymundo is a very humble and hard working person. He lives with his wife and three children, who help him with his business. He is very responsible and committed to the well-being of his family, which is why he works so hard to provide the best for his wife and children. Raymundo makes a living ... More from Raymundo's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 686
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Raymundo to buy farm supplies to improve his land.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Apr 29, 2013
May 9, 2013
Currency Exchange Loss:
Feb 21, 2014