The members of the communal group have different business such as: neighborhood store, selling fruit, selling food, selling clothes, sewing t-shirts, sewing quilts and skirts.
The loan they are requesting will benefit small business owners where Martha is a member.
She mentions that seven years ago she became a member of Pro Mujer through the invitation of a friend who is a member of the institution.
Currently she has a business selling fabric and blankets. She learnt this business in her childhood and has worked in this field for forty years.
The loan she is requesting is to increase capital (buy wool) which she will buy in the markets in the city of El Alto and then she will fill orders from her clients.
This type of work allows her to generate resources to maintain her house as she is married and has three children.
When asked what she likes about Pro Mujer she answers that she likes the areas of health and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de mantas; da a conocer que este negocio lo emprendió desde su niñez y ya tiene cuarenta años de trabajo en este rubro.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido de la clientela. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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