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Juan, 65, has three children and lives with his wife. He needs the loan to buy livestock to raise so that when it grows they can be sold and profits earned. The livestock business will help him and his family to move forward.

This is the first time Juan has financed himself with Fudecosur. He states that the credit committee has helped him quite a bit and he’s gotten good terms. He hopes to grow with this project and to reach his objectives so that he can provide his family with improved quality of life and better economic stability in future.

This is his first loan from Fudecosur. He’s had no previous loans with state banks and Fudecosur offered him the best terms and a much lower interest rate.
View original language description ↓
Juan tiene la edad de 65 años, es casado y tiene tres hijos y vive con la esposa. El crédito lo quiere para la compra de ganado de cría y cuando estén grandes venderlos y obtener una ganancia. El negocio del ganado le ayudará a el y a su familia a salir adelante. Es la primera vez que Juan se financia con FUDECOSUR, el manifiesta que el comité de crédito le ha ayudado mucho y le ha brindaron muchas facilidades. El espera que con este proyecto crezca y logre sus objetivos y así pueda en un futuro brindarle a su familia una mejor calidad de vida y una mejor estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 18
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 500.1
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Juan to buy livestock.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 7, 2013
May 9, 2013
Currency Exchange Loss:
Jun 18, 2015