Joseph is a 31-year-old single man. He describes himself to be committed. He operates a household goods store where he sells utensils, electric appliances and other household goods. He has been involved in this business for 10 years. His business is located in an area with many customers. He describes his biggest business challenge to be the lack of enough capital.
He will use the Kes 100,000 loan to add a stock of utensils, electric appliances and other household goods. His business goal is to have a big business within 5 years. This is his third loan with SMEP DTM. Previous loans were paid successfully.