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Saimuhamad is 26, and is single. He lives with his parents and two sisters in Kulyab, in southern Tajikistan. His father works for an energy firm in Kulyab. His mother is a homemaker. Saimuhamad is a skilled home repairman, but he would like to start operating a taxi service in his home town. He has three years' driving experience. Saimuhamad needs financial assistance to acquire a car and start his business, and has applied for a loan to achieve his goals.
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Саймухамаду 26 лет. Он холостой молодой человек. Саймухамад проживает вместе с родителями и двумя сёстрами в городе Кулябе, в южной части страны. Его отец работает в энергетической компании города Куляб. Мать домохозяйка.
Саймухамад является мастером по ремонту жилых домов. Сейчас он хотел бы заняться услугой такси в своем городе. У него имеется трехлетний опыт вождения. Саймухамад нуждается в кредите, чтобы приобрести автомобиль и начать свою деятельность. Чтобы реализовать свою цель, он обратился за кредитом.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 104
    View loans »
    Tajikistan Loans Fundraising
  • $29,913,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Saimuhamad to buy a car for the purpose of operating a taxi service.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 13, 2013
Currency Exchange Loss:
Apr 17, 2015