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Kofi is a small-scale grocer in Onyaadze (near Cape Coast). He has had some formal education as he is a Junior High School graduate. He is married and has six children. His wife is a trader.

Kofi has been working as a grocer for close to four years. His income is used to help his wife pay the utility bills and their children’s school fees. He plans on using his loan to purchase an increased quantity of groceries to sell, thus allowing him to meet rising customers’ demand. He hopes to use the profits from his enterprise to fulfill his dream of buying a grocery stand, hence helping him sell from a fixed location in the future.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Kofi to purchase an increased quantity of groceries to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 16, 2013
May 9, 2013
Currency Exchange Loss:
Oct 19, 2013