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Muyisa Group
In this Group: Ndegeya, Byaka, Bitakuya, Mapendo, Kyakimwa, Lyadungo, Jules, Ndabuye, Pandas, Muhindo, Safi, Furaha, Kulu, Heri, Sikuli, Julienne, Bernadette, Sophie, Kabuo, Chirimwami, Chito, Namulisa, Songwa, M'mode, Ernestine, Kyakimwa, Julienne, Jean-Petit
The customer, Bernadette, is vice-president of the Muyisa loan collective. She is a dynamic entrepreneur, who is 47 years old and mother to six children, who are all studying. Her husband is a civil engineer. The customer sells construction materials and is specialised in the hardware business. She sets out her products in a shop. She began her business with her own capital which she was given by her husband. She has been doing this small trading business for two years now. This new loan will be used to buy 50 sacks of whitewash and five sacks of cement to sell. In the future, she would like to build up her capital and pay for her children's education. She is therefore extremely grateful to IMF Hékima for its offer of microloans for small entrepreneurs.
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La cliente Bernadette est vice présidente du collectif de crédit Muyisa. Entrepreneur dynamique, âgée de 47 ans et mère de 6 enfants, qui étudient. Son conjoint est Technicien, conducteur de travaux de génie civil. La cliente est vendeuse des matériaux de construction. Elle s’est spécialisée dans les affaires de la quincaillerie. Elle installe ses articles dans un magasin. Elle commença ses affaires avec son fonds propre reçu de son mari. Il ya 2 ans qu’elle fait ces petites spéculations. Ce nouveau prêt va lui servir d’acheter 50 sacs de chaux, 5 sacs de ciments à marchander. Dans le future, elle souhaiter accroitre son capital et scolariser ses enfants. Ainsi, elle remercie grandement l’IMF Hekima pour son projet en microcrédit aux petits entrepreneurs.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,635,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Muyisa Group's $4,075 loan helped a member to buy 50 sacks of whitewash and five sacks of cement.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 3, 2013
May 7, 2013
Currency Exchange Loss:
Sep 17, 2013