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Update on Lubov

Lubov works with growing vegetable in greenhouses (she also has a small store for selling clothes). Thanks to the previous loan she was able to get an additional income and improve her life quality - install internet and go on holiday.

Last year Lubov's son returned from the capital, where he previously lived and worked. Currently he will help his mother with the greenhouses, as it is already hard for her to manage alone.

This season Lubov is planting tomatoes. She needs a loan for the purchase of seedlings (10,000 hryvnia), plastic film (7,000 hryvnia) and fertilizers (3,000 hryvnia). Lubov hopes to get a large harvest.
View original language description ↓
Любовь занимается выращиванием овощей в теплице (также у нее есть небольшой магазин по продаже одежды). Благодаря предыдущему кредиту она смогла получить дополнительную прибыль и улучшить качество жизни - провести интернет, съездить на отдых.

В прошлом году вернулся сын Любови из столицы, где он раньше жил и работал. Теперь он будет помогать матери с теплицами, так как ей уже тяжело справляться одной.

В этом сезоне Любовь садит помидоры. Кредит нужен на закупку рассады (10 тыс. гривен), пленки (7 тыс.) и удобрений (3 тыс.). Любовь надеется получить хороший урожай.

Previous Loan Details

Lubov is turning to Kiva for another loan in the amount of 12,000 hryvnia in order to purchase children's autumn clothes and footwear before the beginning of the new school year. She plans to contribute 15,000 hryvnia of her own toward the purchase of this shipment of merchandise. Lubov's sum... More from Lubov's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Lubov to purchase tomato seedlings, plastic film and fertilizers for her greenhouses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 8, 2013
May 12, 2013
Currency Exchange Loss:
Nov 17, 2013