Update on NikolaiNikolai works with greenhouse farming. Thanks to the previous loan he was able to increase his income and purchase a new car. In addition, Nikolai was able to help his children. Further he started an additional business of manufacturing and selling boilers.
Nikolai have larger plans for the future. He would like to improve the heating in his greenhouses - instead of three small boilers in each greenhouse, he wants to place one large boiler in all greenhouses at once. Nikolai requests a loan in the amount of 20,000 hryvnia for the purchase of charcoal and plastic film for the greenhouses, and further electric power that would provide his home and greenhouses with constant electrical energy (as the electricity in the is village often out).
Николай имеет большие планы на будущее. Хочет усовершенствовать отопление в своих теплицах - вместо трех маленьких котлов на каждой теплице поставить один большой на все теплицы сразу.
Николай просит предоставить ему кредит в сумме 20000 гривен на покупку угля и пленки для теплиц, а также электростанции, которая будет обеспечивать его дом и теплицы электроенергией постоянно (т.к. электроэнергию в селе часто отключают).
Previous Loan DetailsNikolai is married with two grown children. He is a farmer from the small town of Vodyanoye, in eastern Ukraine. He grows early spring vegetables, i.e. tomatoes, radish, etc. Nikolai owns 5 big greenhouses and a separate one for seedlings. Three of them have heating systems. He tried his luck in ... More from Nikolai's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid