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Liana

Update on Liana

Liana sells groceries and other household products at a market. She has previously used a loan from KIVA to expand her product offering and it turned out well for her business and her profit. Liana was able to improve her living conditions by doing a small renovation in her home.

Recently, Liana faced some challenges. A grocery store opened nearby and attracted some of Liana’s customers. Soon people saw that the prices in the grocery store are higher, while the quality is lower. Now Liana’s business is going well and Liana hopes it will be so in future.

This time Liana is requesting a loan of 8,000 Gryvnas to purchase sugar, grains, flour, tea, and coffee. She hopes to increase her sales and receive additional profit.

Previous Loan Details

Liana sells groceries and other household products at a market. She has previously used a loan from KIVA to expand her product offering and it turned out well for her business and her profit. Liana was able to improve her living conditions by doing a small renovation in her home. This time Li... More from Liana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,000 helped Liana to purchase sugar, grains, flour, tea, and coffee.
95% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 8, 2013
Listed
May 9, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014