Fale is a 36 year old mother with 6 kids. 2 are working, 3 are in school and 1 has been adopted by her sister. Fale has been growing vegetables while her husband worked on their taro plantation. Both of them haven’t got good educations, so weren’t able to find a jobs. They have been working on their land for many years, but weren’t able to improve due to lack of finance. It didn’t really matter to them, until their kids were all grown up and facing problems with no school fees. This encouraged Fale to search for opportunities. It’s now Fale’s 4th loan and she admits that her family is doing much better than before. She can spend and save money every week, with all her children going to school with lunch money every day. She really believes now that a healthy family is a happy family.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.