On her own initiative and with much effort and dedication, Cindy works as a field hand at a local agricultural estate. She works every day for about 8 hours and thinks she does well because of the good way she does her work and the kind way she treats others.
Cindy is very grateful to Kiva lenders because thanks to the support provided she will be able to buy sugarcane stalks and wood sticks that will serve to fence in the rear of the house. They are gradually advancing with home construction and Cindy and her family will be able to have increased security and well-being. She will thus continue working toward attaining her greatest dream: to have a proper home that will shelter her family.
Por iniciativa propia, con mucho empeño y dedicación, Cindy trabaja como obrera de campo en un fundo agrícola de su ciudad, ella trabaja todos los días por un aproximado de ocho horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Cindy se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de cañas y palos de madera, los cuales le servirán de mucho para poder cercar la parte trasera de su hogar, ya que poco a poco están avanzando la construcción de esta, así pues Cindy y su familia podrán contar con mayor seguridad y bienestar, de esta manera ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una vivienda adecuada que proteja a su familia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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