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Cindy Elian
Cindy’s a 20-year-old woman living in the city of Cañete, Imperial District, with her husband and small son who she loves and is her reason for living. She’s a very kind, hardworking, enthusiastic person together with her husband focuses all her efforts into moving her family forward. Sadly, due to lack of economic resources and because she needed to start work at a very young age, Cindy was unable to study the professional career of Secretary like she’d wanted to. In her free time she enjoys strolling along the welcoming streets in her city and on occasion cooks a delicious ‘Carapulcra con Sopa Seca’ to share with her family.

On her own initiative and with much effort and dedication, Cindy works as a field hand at a local agricultural estate. She works every day for about 8 hours and thinks she does well because of the good way she does her work and the kind way she treats others.

Cindy is very grateful to Kiva lenders because thanks to the support provided she will be able to buy sugarcane stalks and wood sticks that will serve to fence in the rear of the house. They are gradually advancing with home construction and Cindy and her family will be able to have increased security and well-being. She will thus continue working toward attaining her greatest dream: to have a proper home that will shelter her family.
View original language description ↓
Cindy es una mujer de 20 años, vive en la ciudad de Cañete, en el distrito de Imperial con su esposo y su pequeño hijo, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que junto con su esposo dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Cindy no pudo estudiar la carrera profesional de Secretariado que deseaba, en sus ratos libres le gusta pasear por las acogedoras calles de su ciudad y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Cindy trabaja como obrera de campo en un fundo agrícola de su ciudad, ella trabaja todos los días por un aproximado de ocho horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Cindy se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de cañas y palos de madera, los cuales le servirán de mucho para poder cercar la parte trasera de su hogar, ya que poco a poco están avanzando la construcción de esta, así pues Cindy y su familia podrán contar con mayor seguridad y bienestar, de esta manera ella seguirá trabajando y esforzándose para lograr su gran sueño de tener una vivienda adecuada que proteja a su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Cindy Elian to do some home improvements.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2013
Listed
May 9, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013