In his spare time he likes to play soccer with his friends and sometimes cooks a delicious dish of "Arroz Chaufa" (Peruvian fried rice) to share with his family. At his own initiative, with a lot of hard work and dedication, Segundo works as a supervising field worker at an agricultural estate in his city. He works every day for about 10 hours and thinks that it is going well for him because of his good performance and the friendly way that he treats others.
Segundo is very appreciative of Kiva lenders, since thanks to their help he will be able to improve his home. The walls of his kitchen are damaged and need to be sealed and painted, and he needs to put in a floor. In this way, Segundo and his family will have better security and well-being. Segundo will continue to work and push himself to achieve his great dream of being able to study a professional degree.
Por iniciativa propia, con mucho empeño y dedicación, Segundo trabaja como obrero supervisor de campo en un fundo agrícola de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Segundo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que las paredes de su cocina se encuentran deterioradas y necesita tarrajearla, pintarla y ponerle piso, de esta manera Segundo y su familia contarán con mayor seguridad y bienestar, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar una carrera profesional.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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