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Segundo Alfredo
Segundo is a single 20-year-old man. He lives in the city of Cañete, in the district of Imperial, with his parents and siblings. He is a very friendly, hardworking and enthusiastic person, who has a great desire for self-improvement. Segundo was unfortunately unable to do the heavy machinery maintenance and repair technical degree that he wanted to take, due to a lack of economic resources and the necessity that he begin working at a very young age.

In his spare time he likes to play soccer with his friends and sometimes cooks a delicious dish of "Arroz Chaufa" (Peruvian fried rice) to share with his family. At his own initiative, with a lot of hard work and dedication, Segundo works as a supervising field worker at an agricultural estate in his city. He works every day for about 10 hours and thinks that it is going well for him because of his good performance and the friendly way that he treats others.

Segundo is very appreciative of Kiva lenders, since thanks to their help he will be able to improve his home. The walls of his kitchen are damaged and need to be sealed and painted, and he needs to put in a floor. In this way, Segundo and his family will have better security and well-being. Segundo will continue to work and push himself to achieve his great dream of being able to study a professional degree.
View original language description ↓
Segundo es un hombre de 20 años, es soltero, vive en la ciudad de Cañete, en el distrito de Imperial con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Segundo no pudo estudiar la carrera técnica de mantenimiento y reparación de maquinaria pesada que deseaba, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Arroz Chaufa para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Segundo trabaja como obrero supervisor de campo en un fundo agrícola de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Segundo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que las paredes de su cocina se encuentran deterioradas y necesita tarrajearla, pintarla y ponerle piso, de esta manera Segundo y su familia contarán con mayor seguridad y bienestar, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar una carrera profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 67
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD