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Ignacia Emilia

Update on Ignacia Emilia

Ignacia is 35 years old and has two children who are 11 and 10 years old. Her greatest desires are to see them grow and that they always have enough to eat. Ignacia can always count on the unconditional support of her spouse. Her only source of income is a small grocery store, with which she seeks to get ahead with her family.

The loan that she is asking for is to build a room in her home. This will help her provide comfort to her children and improve their living conditions, and it's for this reason that she is working hard to receive the loan.
View original language description ↓
Doña Ignacia, tiene la edad de 35 años con dos hijos de 11 y 10 años, su mayor deseo es verlos crecer y que no les falten el pan de cada día, siempre contando con el apoyo incondicional de su esposo, el único medio de ingresos de Ignacia es una pequeña pulpería, con la que busca como salir adelante con su familia y con este crédito que solicita desea construir un cuarto en su vivienda que le permita brindarle comodidad a sus hijos y contar con mejores condiciones de vida, por lo que se está esforzando para lograrlo.

Previous Loan Details

Mrs. Ignacia is a small businesswoman and owner of a small grocery store located at the exit of El Ayote facing a vulcanization site. People travel from various regions come through El Ayote, which allows Ignacia to sell her products with a high turnover. She has a small restaurant where she s... More from Ignacia Emilia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 91
    View loans »
    Nicaragua Loans Fundraising
  • $23,723,925
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,425 helped Ignacia Emilia to buy cement, blocks, iron, sand, and building stones.
91% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 9, 2013
Currency Exchange Loss: