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Genesis Group
In this Group: Fabiola Del Carmen , Eliezer Antonio, Xiomara Del Carmen , Manfield De Jose
This group is made up of four successful members from Masaya. Each one of them has a small business.

Eliezer, age 25, is one of them, and he is single. For three years he has been making and selling children’s sandals. He sells these products by order at the market in Masaya. He has been a client of the institution for one year.

He will use the loan to buy raw material like leather, glue, thread, insoles, buckles, foam soles, lasts, and molds.

Mansfield is 24 years old, and his business is selling belts and bags. Xiomara, age 26, sells cosmetics. Fabiola, age 32, has a business selling cosmetics.
View original language description ↓
Grupo formado por cuatros socios exitosos originario de Masaya cada quien con sus pequeños negocios, uno de ellos es Eliezer tiene 25 años de edad, soltero, tiene tres años de dedicarse a fabricar y a vender sandalias de niños, estos productos los comercializa por encargo en el mercado de Masaya, lleva un año de ser cliente de la institución. El crédito lo invertirá en la compra de materia prima como cuero, pega, hilo, galletas, plantilla, hebillas, suela esponja, alistada, montada. Mansfield tiene 24 años de edad su negocio es la venta de fajas y bolsos, Xiomara tiene 26 años de edad y su negocio es la venta de cosméticos y Fabiola tiene 32 años y su negocio es la venta de cosméticos.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,102,875
    Funds lent in using Kiva
  • 24.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Genesis Group's $1,875 loan helped a member to buy material for making shoes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 10, 2013
Currency Exchange Loss:
Nov 17, 2013