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Emma Kaila
Emma’s a 25-year-old, single woman living in the city of Pisco with her parents and siblings. She’s a very kind, hardworking, enthusiastic person with a strong wish for self-improvement. With much effort, Emma’s had been studying the professional career of food engineering. Sadly, due to the lack of economic resources and the need to start working, Emma was unable to complete her studies. In her free time she enjoys dancing and sometimes cooks delicious chicken with rice to share with her family.

On her own initiative and with much effort and dedication, Emma is employed at a commercial firm in her city. She works every day providing customer service and thinks she does well because of the good way she does her work and the kind way she treats others.

Emma is very grateful to Kiva lenders because thanks to the support provided she’ll be able to buy a refrigerator that will be very useful for her to keep her food and beverages in good condition. Emma will thus continue working and striving to reach her great dream: to complete her professional career.
View original language description ↓
Emma es una mujer de 25 años, es soltera, vive en la ciudad de Pisco con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; con mucho esfuerzo Emma se encontraba estudiando la carrera profesional de Ingeniería de Alimentos, lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar, Emma no pudo culminar sus estudios, en sus ratos libres le gusta bailar y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Emma trabaja como empleada en una empresa comercial de su ciudad, ella trabaja todos los días brindando atención al cliente y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Emma se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una refrigeradora, la cual le servirá de mucho para poder conservar y mantener en mejor estado sus alimentos y bebidas, así pues Emma seguirá trabajando y esforzándose para lograr su gran sueño de terminar su carrera profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $56,011,725
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD