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Anonymous
The client lives with her husband and two children in her own house. She has a store where she sells basic staple items like beans, eggs, milk and bread, among others. She’s had the store for many years and has gained much sales experience that makes it possible for her to earn the best profits. The store is located at home and is very well known by local residents. She has a large clientele because the store is well-stocked. She wants to expand the business and make a new investment in it but needs capital to do so which is why she’s asking for a loan to buy what’s needed for the store. She is sure that she’ll repay the loan while at the same time trusts that her quality of life will be better.
View original language description ↓
La Clienta vive con su esposo y sus dos hijos en casa propia; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada en su lugar de residencia, es muy reconocida por los vecinos de la zona , se ha hecho de mucha clientela, pues tiene la tienda surtida, ella quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su tienda, asegura que cancelara la deuda y a la vez confía en que tendra una mejor calidad de vida

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 743
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped this borrower to buy stock merchandise for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 18, 2013
Listed
May 14, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 19, 2013