On his own initiative and with much effort and dedication, Frank works as an assistant in a municipal firm in his city. He works every day for about 8 hours and thinks he does well because of the good way he carries out his duties and the kind way he treats others.
Frank is very grateful to Kiva lenders because thanks to the support provided he will be able to buy building supplies to add a room onto his parents’ house. In this way, Frank and his family will have a more secure, proper environment and Frank can continue working and striving to reach his great dream of becoming a great professional.
Por iniciativa propia, con mucho empeño y dedicación, Frank trabaja como asistente en una empresa municipal de su ciudad, el trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Frank se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, los cuales le servirán de mucho para poder construir una habitación en casa de sus padres, de esta manera Frank y su familia contaran con un ambiente adecuado y seguro, así pues Frank seguirá trabajando y esforzándose para lograr su gran sueño de convertirse en un gran profesional.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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