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Frank Edgardo
Frank’s a 21-year-old, single man living in the city of Pisco with his parents and siblings. He’s a very kind, hardworking, enthusiastic person who very much wants to improve. Thanks to his efforts and support from his parents, Frank is studying Law. In his free time he likes to spend time reading and sometimes cooks delicious rice with seafood to share with his family.

On his own initiative and with much effort and dedication, Frank works as an assistant in a municipal firm in his city. He works every day for about 8 hours and thinks he does well because of the good way he carries out his duties and the kind way he treats others.

Frank is very grateful to Kiva lenders because thanks to the support provided he will be able to buy building supplies to add a room onto his parents’ house. In this way, Frank and his family will have a more secure, proper environment and Frank can continue working and striving to reach his great dream of becoming a great professional.
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Frank es un hombre de 21 años, es soltero, vive en la vive en la ciudad de Pisco con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; gracias a su esfuerzo y al apoyo de sus padres, Frank se encuentra estudiando la carrera profesional de Derecho, en sus ratos libres le gusta dedicar un poco de tiempo a la lectura y en algunas ocasiones cocina un riquísimo Arroz con Mariscos para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Frank trabaja como asistente en una empresa municipal de su ciudad, el trabaja todos los días por un aproximado de 8 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Frank se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, los cuales le servirán de mucho para poder construir una habitación en casa de sus padres, de esta manera Frank y su familia contaran con un ambiente adecuado y seguro, así pues Frank seguirá trabajando y esforzándose para lograr su gran sueño de convertirse en un gran profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $60,151,175
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Frank Edgardo to buy building supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 8, 2013
Currency Exchange Loss:
Jun 5, 2014