On his own initiative and with much effort and dedication, Luis works as a caretaker at a local parochial center. He works doing cleaning chores, painting and anything else needed for the proper maintenance of the parochial center. Luis works every day for about 10 hours and believes he does well because of the good way he does his work and the kind way he treats others.
Luis is very grateful to Kiva lenders because thanks to the support provided he will be able to do some improvements to one of the rooms at home. He wants to seal the walls, paint and install flooring because the room is currently in bad shape. In this way, Luis and his family will have greater security and well-being and he will continue to work and strive toward reaching his great dream: to have a house of his own.
Por iniciativa propia, con mucho empeño y dedicación, Luis trabaja como conserje en un centro parroquial de su ciudad, el trabaja realizando labores de limpieza, pintado y todo lo que se requiera en cuanto al cuidado y mantenimiento del centro parroquial, Luis trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Luis se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de una habitación en su hogar, ya que desea hacer el tarrajeo, pintado y puesta de piso, pues actualmente la habitación está deteriorada, de esta manera Luis y su familia tendrán mayor seguridad y bienestar, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su propia casa.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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