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The borrower lives with her husband, daughters and her father in a house they own. She is a very responsible woman, hard working and honest. She works at her own bakery, where she makes sweet bread and French bread. Her business is located in her place of residence.
The borrower is asking for a loan to invest in the purchase of flour, butter, cans, yeast and all the necessary ingredients to increase production. This project to improve the bakery is very important for her because it will allow her to better the quality of life for her and her family.
View original language description ↓
La Clienta vive con su esposo, sus hijas y su padre en casa propia, es una mujer muy responsable, trabajadora y honrada, trabaja en su propia panadería en la que elabora pan dulce y frances su negocio lo tiene ubicado en su lugar de residencia, la clienta solicita un préstamo para invertir en la compra de harina, manteca, latas, levaduras y todo lo necesario para poder producir más. Este proyecto de mejoramiento para su panadería es muy importante para ella puesto que así mejorará su calidad de vida y la de su familia.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 745
    View loans »
    El Salvador Loans Fundraising
  • $26,180,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to purchase flour, yeast, cans, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 12, 2013
May 14, 2013
Currency Exchange Loss:
Jun 19, 2014