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Milagros Del Rocio
Milagros is a 19-year-old young woman. She's single and lives with her parents and siblings in the town of Chiclayo, district of Guadalupe. She's a very kind, hard-working and enthusiastic person with a great deal of drive to succeed. Unfortunately, due to a lack of financial resources and out of the need to work from a very young age, Milagros wasn't able to study for a professional career in business administration as she wished. In her free time she enjoys cooking a delicious duck ceviche for sharing with her family.
On her own initiative and with a lot of effort and dedication, Milagros works as a counter salesperson in a hardware store of her town. In addition, on weekends she works in her small store located in her home, where she makes and sells a variety of desserts and sweets. She works everyday for about 10 hours and believes that she does well because of her good work and her friendliness towards others.
Milagros is very thankful to Kiva lenders, since thanks to their help she'll be able to purchase snacks, groceries and beverages, which will be very useful for her to stock up her store and serve more customers. That way Milagros will continue working and making an effort in order to achieve her biggest dream of owning a house of her own.
View original language description ↓
Milagros es una joven de 19 años, es soltera, vive en la ciudad de Chiclayo, en el distrito de Guadalupe con sus padres y hermanos, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Milagros no pudo estudiar la carrera profesional de Administración de Empresas que deseaba, en sus ratos libres le gusta cocinar un riquísimo Ceviche de Pato para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Milagros trabaja como vendedora de mostrador en una ferretería de su ciudad, adicionalmente los fines de semana trabaja en su pequeña tienda donde prepara y vende diversos postres y dulces en su hogar, ella trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Milagros se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de golosinas, abarrotes y bebidas, los cuales le servirán de mucho para poder abastecer su tienda y atender a mas clientes, así pues Milagros seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 173
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Milagros Del Rocio to purchase snacks, groceries and beverages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 8, 2013
Currency Exchange Loss:
Jan 17, 2014