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Anonymous
This client lives with her husband and children in her own house. She has a store where she sells basic staple items like beans, milk, eggs and bread, among others. She’s been in business for many years and this has led to her gaining much sales experience that makes it possible for her to earn the best profits.

Her store is located at home and is very well-known among local residents. She’s acquired a large clientele because the store is well-stocked. She wants to increase business and make a new investment in it but needs capital to do so which is why she’s requesting a loan that will make it possible for her to buy everything necessary for her store. She assures that she’ll repay the loan while at the same time is confident that she’ll give her family a better quality of life.
View original language description ↓
la clienta vive con su esposo y sus hijos en casa propia; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada en su lugar de residencia, es muy reconocida por los vecinos de la zona , se ha hecho de mucha clientela, pues tiene la tienda surtida, la clienta quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso solicita un crédito que le permita comprar lo necesario para su tienda, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 481
    View loans »
    El Salvador Loans Fundraising
  • $23,334,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped this borrower to buy stock merchandise for the store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 12, 2013
Listed
May 13, 2013
Currency Exchange Loss:
N/A
Ended:
May 18, 2014