Zuid is a 29-year-old married woman with 3 children. She describes herself to be ambitious. She operates a hotel where she cooks and serves food. She has been involved in this business for 5 years. Her business is located in a populated area. She describes her biggest business challenge as being not enough space. She will use the KES 50,000 loan to buy more wheat flour, cooking oil and other items for cooking in the hotel and also to expand size of the hotel. Her business goal is to open a proper restaurant within 5 years.