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Surraiya is 49 years old. She is a very energetic married woman and she has four children. She has been doing a business of hand-embroidery for the past ten years. She is passionate about her work, and wants to expand this business further. She has a good clientele and clients like her work.

Her husband is employed as a salesperson in a grocery store. He does not earn enough to support his family well. Surraiya joined her husband to support her family and for the better future of her children. Now Surrayia's embroidery patterns are very popular in her area, and she is the best earning resource in her household.

She wants to grow her business. She requested a loan of Rs 35,000, to buy raw materials such as thread, sequins and pearls in large quantities to meet the increasing demand.

She shared her dream of running a training center for girls of her village. She would teach embroidery skills so they can help her expand her business, and to also earn money for themselves. She is also interested in opening her own shop in the market to display her work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 357
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Surraiya to buy raw materials such as thread, sequins and pearls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 8, 2013
Currency Exchange Loss:
Mar 21, 2014