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Jingvalpa Group
In this Group: Hoichong, Hoishi, Ngaineng, Chongvei, Lhingjahoi, Chogneilam, Kimkhongah, Chinneirose, Neibem
"Indeed, Hoichong deserves to be the secretary of the Jingvalpa group” says Hoichong’s husband. Hoichong lives an exemplary life for other women folks in the village. Her right arm is paralyzed but she is capable of performing every household chore with only the help of her left arm. She also generates income for the family by weaving and raising pigs. She is the secretary of Jingvalpa Group and she is the featured borrower of the group. She is pictured with her hand raised. Hoichong still looks young and strong after raising eight children.

Hoichong weaves with the help of the loom, using only her one arm. She also raises pigs. She can weave all the different patterns and the latest designs. Her woven products are mostly traditional women's wrap around skirts and men's shawls, which are considered to be the most expensive ones. She sells her woven products in her village and nearby villages. Since her village is about 3 1/2 kms away from the town market, she goes there only on market day, which is every Friday. On the other days, she raises pigs and finds feed for the pigs in the nearby fields. She says her pigs are all healthy and they are growing fast. She hopes to make a good sale when they are fully grown. She paid back her previous loan on time and managed to have a group savings with the other group members.

With the Kiva loan, she will purchase two more piglets and more yarn for the weaving business. She shares that facilities for physically different persons were applied for by her husband so that she could avail government schemes to promote herself in generating an income for the family. The required proceedings were followed but it took longer than expected. By that time, she had joined Jingvalpa Group and now she is able to make an income for the family, which makes her believe in herself more. She says her confidence grows more with the family and society too. The family burden is now shared financially by her. She thanks WSDS and Kiva for all the support and assistance provided to them. She says, "Thank you so much".
The rest of the group members are engaged in a piggery, a vegetable-selling business, a rice-selling business, and weaving.

Additional Information

More information about this loan


This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.


Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $2,900
    Average annual income
  • 19
    View loans »
    India Loans Fundraising
  • $4,573,850
    Funds lent in using Kiva
  • 53.9
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Jingvalpa Group's $1,675 loan helped a member to purchase more yarn to weave and two more piglets to raise.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
May 20, 2013
Listed
May 8, 2013
Currency Exchange Loss:
Possible