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Ms Shabana is a 35-year-old married woman. She has been providing a service packing and selling ‘nimko’ for about six years. She purchases ‘nimko’ from the local market and after doing packing with the help of her machine, she sells it to the people of her community. She makes packets in various sizes according to the demands of her customers and makes enough to contribute in the family income. Her husband is a laborer whose income is not sufficient to meet the needs of the family members alone. So she decided to initiate her own business at her home with support of Kashf foundation six years ago. Currently she applied for a loan of Rs. 40,000 to purchase stock of nimko and wrapping sheets. In this way, she will be able to increase her sales. She dreams of providing a good standard of living and quality education to her six children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $14,499,975
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Shabana to purchase stock of nimko and wrapping sheets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 8, 2013
Currency Exchange Loss:
Apr 16, 2014