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Mrs. Bintou lives in Senegal. She's divorced and provides for herself thanks to the money earning business she's been running for five years. She specializes in selling cosmetics, fabrics, and shoes. In addition, wanting to diversify her business, she started selling smoked fish one year ago.

She's a member of one of U-IMCEC's local branches, from which she's seeking this loan to buy children's shoes and cosmetics to resell. Her goal is to bolster her stock of cosmetics, which she keeps in her shop, located at the market, not far from where she lives.

This loan will enable her to better meet customer demand and increase her earnings. Nevertheless, she intends to continue to reinvest her profits in her business, in order to strengthen her working capital.

In the futures, she plans to purchase a bigger shop and start selling products from Morocco.
View original language description ↓
Madame Bintou habite au Sénégal. Elle est divorcée et elle gère ses charges personnelles grâce a l’activité de commerce qu’elle pratique depuis 05 ans. Elle est spécialisée dans la vente de produits cosmétiques, de tissus et de chaussure. En plus, dans le souci de diversifier son activité elle a démarré depuis un an la vente de poissons fumés. Elle est membre de l’un des guichets de l’U-IMCEC d’où elle sollicite ce crédit de 300.000 francs CFA pour acheter des chaussures pour enfants et des produits cosmétique à revendre. L’objectif visé est de renforcer le stock de produits cosmétiques qui se trouve dans sa boutique localisée dans le marché situé non loin de sa zone d’habitation. Ce crédit lui permettra de mieux satisfaire la demande de sa clientèle et d’augmenter ses revenus. Toutes fois, elle a l’intention de continuer à réinvestir ses bénéfices dans son activité pour renforcer son fond de roulement. Son futur projet est d’acquérir un magasin plus grand et commencer la vente d’articles marocains.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 41
    View loans »
    Senegal Loans Fundraising
  • $14,549,700
    Funds lent in using Kiva
  • 499.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Bintou to buy children's shoes, cosmetics, and fabrics to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 21, 2013
Currency Exchange Loss:
Jul 17, 2014