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Leonor is married and the mother of 5 children, 2 of whom go to School and 3 who are already of age. She lives in a house she owns and supports a granddaughter who lives with her.

She's a farmer for a large company and with this loan she plans to buy construction material (bricks, sink, toilet, taps and others) to continue building her indoor toilet.

In future she hopes to finish the toilet and build small houses for her children and a commercial establishment to increase her income. To this end she commits to duly paying off the loan so as to solicit further loans from Hluvuku.

Her challenge is to save more of her salary in order to pay back the loan.
View original language description ↓
Casada e mãe de 5 filhos, dos quais 2 frequentam Escola e os outros 3 já maiores de idade, vive na casa própria e sustenta mais uma neta que vive com ela.
É operária agrícola e com o presente empréstimo pretende comprar material de construção (tijoleira, lavatório, sanita, torneiras, e outros), para dar continuidade a obra da sua casa de banho interna.
No futuro deseja concluir a sua casa de banho, construir dependências para os seus filhos e um estabelecimento comercial para aumentar a sua renda, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é de economizar mais o seu salário para pagar devidamente o empréstimo.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 25
    View loans »
    Mozambique Loans Fundraising
  • $2,911,950
    Funds lent in using Kiva
  • 29.9
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Leonor buy construction material (bricks, sink, toilet, taps and others) to continue building her indoor toilet.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 10, 2013
May 8, 2013
Currency Exchange Loss:
Jun 17, 2014