Korotoumou is the group member who sells rice. She is standing in the middle of the picture. She plans to buy 3 50-kilo bags of rice from the farmers, which she will resell door-to-door and at the Médine market to a diverse and varied retail clientèle. She expects to make an average monthly profit of 12 500 francs, part of which will be used to pay off the loan and its interest and part of which will be used to build up her savings.
Elles sont à leur 3ème prêt avec l’institution de microfinance Soro Yiriwaso dans le souci de satisfaire le besoin de leurs clientèles.
Mme KOROTOUMOU fait le commerce de grains de riz dans ce groupe de femmes. Elle se tient debout au milieu.
Elle compte acheter, 3 sacs de 50 kg de riz auprès des paysans qu’elle revendra en détail à domicile et au marché de Médine, à une clientèle diverse et variée.
Elle envisage réaliser un bénéfice mensuel moyen de 12 500 FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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