Rokia is the group member who sells cosmetics and various other items. She is standing second from the left in the picture. She plans to use her loan to buy earrings, chains, necklaces and shoes for women. She gets her supplies from the wholesalers and makes her sales for cash or credit at the Médine market to a retail clientèle. She expects to make an average monthly profit of 27 500 francs, part of which will be used to pay off the loan and its interest and part of which will be used to build up her savings.
Elles sont à leur 10ème prêt avec l’institution de microfinance Soro Yiriwaso dans le souci de satisfaire le besoin de leur clientèle.
Mme ROKIA fait le commerce d’articles divers et de cosmétiques dans ce groupe de femmes. Elle se tient en deuxième position de la gauche vers la droite.
Elle compte utiliser son prêt pour acheter, des boucles d’oreilles, des chaînes, des colliers et des chaussures pour femmes. Elles s’approvisionne auprès des grossiste et effectue ses ventes en détail, au comptant et à crédit au marché de Médine.
Elle envisage réaliser un bénéfice mensuel moyen de 27.500FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid