Aicha is the group member who sells fruit and vegetables. She is standing second from the right in the picture. She plans to use her loan buy some baskets of cucumbers, lettuce and mangoes from the local wholesalers. She makes her sales for cash at the Hamdallaye market and door-to-door to a retail clientèle made up of men and women. She expects to make an average monthly profit of 45 000 francs, part of which will be used to pay off the loan and its interest and part of which will used to build up her savings.
Elles sont à leur 4ème prêt avec l’institution de microfinance Soro Yiriwaso dans le souci de satisfaire le besoin de leur clientèle.
Mme AICHA fait le commerce de Fruits et Légumes dans ce groupe de femmes. Elle se tient en troisième position de la gauche vers la droite.
Elle compte acheter avec son prêt des paniers de concombres, de laitue, et de mangues auprès des grossistes de la place. Elle effectue ses ventes en détail et au comptant au marché de Hamdallaye et à domicile à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice mensuel moyen de 45.500 FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid